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In this Sept. 14, 2010 file photo, a house in Homestead, Fla. sits empty, for sale as a foreclosure home in a neighborhood where half of the houses were empty and up for foreclosure. Federal and state officials announced today a landmark agreement with the nation’s five largest mortgage servicers to settle investigations involving foreclosure abuses (AP Photo)

In this Sept. 14, 2010 file photo, a house in Homestead, Fla. sits empty, for sale as a foreclosure home in a neighborhood where half of the houses were empty and up for foreclosure. Federal and state officials announced today a landmark agreement with the nation’s five largest mortgage servicers to settle investigations involving foreclosure abuses (AP Photo)

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