Prepare to Prosper: Introducing a series from Wells Fargo dedicated to helping you build your wealth

Prepare to Prosper Part 1: Improving your financial health

If you’re ready to financially prosper, join us for a multi-part financial series, Prepare To Prosper. In each article, we’ll discuss different ways to help increase your personal wealth including tips on saving, investing and credit along with guidance on entrepreneurship and homeownership. During this series, you’ll gain the tools and knowledge that will help give you the power to reach your financial goals. Now’s the time to change the way you approach and attain wealth. Now’s the time to prepare to prosper.

Read more…

Prepare to Prosper Part 2: Responsible Home Buying

Purchasing your first home could be another way to build your wealth. But lack of knowledge about the process may stop some from achieving their homeownership dreams. But if you’re ready to put down roots, these eight tips may be able to help you prepare, and prosper now and into the future.

Read more…

Prepare to Prosper Part 3: Starting your own business

If you’ve always wanted to be your own boss, now may be the time to start. You have the skills to turn that side job into a full-time business and build it from the ground up. You have the determination to make your own rules and your own hours. And we have the tools that may help you prepare to prosper. Here are things to consider before starting your own business.

Read more…

Prepare to Prosper Part 4: Get smarter about credit

Today, most people carry some amount of debt. This may include student loans, personal loans, or credit card bills. And sometimes it may be challenging to prioritize these debts over other everyday expenses. But making a plan to manage your payments and balances can help. These nine tips may help you prepare to take small steps to managing your debt and improving your credit.

Read more…

Prepare To Prosper Digital Exclusive: Saving for Retirement

You may have just landed your first “real” job or be well established in your career. But, if you’re like most people, you probably want to retire someday. To retire comfortably, you will need to have enough in savings and investments to maintain your preferred lifestyle. The key to success is to start saving as early as you can. Because the sooner you start, the more you’ll be able to prepare for the future. Here are a few tips to help you prepare for your later years and plan to prosper well into your retirement.

Read more…

Prepare to Prosper Digital Exclusive: Saving & Investing

Lately, it seems like everyone is talking about investing. But if you’re not sure whether it’s time for you to start investing, or if you should focus on saving, the answer depends on your goals, risk tolerance, and financial situation. In this article, we’ll help you determine whether you should focus on building your saving or starting to invest. So no matter where you are in your financial journey, we’d like to help you prepare to reach your specific goals.

Before you determine if you should continue to focus on savings, or start investing, you need to understand your goals. Usually, you save for short-term goals. These goals may include things like saving for a large purchase like a car down payment, moving expenses, or building your emergency savings account.

Read more…