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Op-Ed

Beyond the Rhetoric: Effective Ways of Increasing Bank Lending

By Harry C. Alford NNPA Columnist Capital Access has become more elusive than ever. Why? Because of a kneejerk reaction in 2010 by Congress responding to the subprime mortgage crisis by passing the colossal mass of regulations known as the Dodd–Frank bill. First, we should Read More

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Op-Ed

Don’t Let Auto Dealer Markups Take You for a Ride

By Charlene Crowell NNPA Columnist The Consumer Financial Protection Bureau (CFPB) recently issued a warning to banks, finance companies and credit unions that they will be held accountable for discrimination in auto lending. In announcing its intention to hold auto lenders accountable for illegal, discriminatory Read More