Op-Ed

Credit Card Debt Drops to $850 Billion

By Charlene Crowell NNPA Columnist In a recent report to Congress, the Board of Governors of the Federal Reserve System shared the progress accomplished in lowering the nation’s credit card debt. By the end of 2012, cardholder debt was lowered to $850 billion, a significant Read More

Business

4 Ways to Build Credit Without Credit Cards

[PatriceWashington.com] So you want to avoid credit cards, eh?   Honestly, when you realize that a credit card is just a little plastic card with your name on it and an imprint of a banking institution you take away its power.  Credit cards are not Read More

Op-Ed

Credit Card Reform Fears Never Materialized

By Charlene Crowell NNPA Columnist   Since the enactment of the Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009, consumers have benefited from more transparent pricing and improved ability to manage credit card debt. Although 68 percent of consumers had a credit card Read More