World Bank Survey

In this March 9, 2013 photo, a woman uses her phone as she walks by an advertisement for a 4G telecommunications network in Hangzhou, in eastern China’s Zhejiang province. On Wednesday, April 15, 2015, the World Bank said the number of people opening their first bank accounts – either on mobile phones or at bank branches – jumped by 700 million between 2011 and 2014. (CHINATOPIX via AP)

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