Business
DeVry University Students to Benefit from $100 million FTC Settlement
By Charlene Crowell (NNPA Newswire Columnist)
For the third time in two years, a large for-profit college has faced charges of defrauding its students. This time the charges stem from promises of jobs and incomes that never materialized.
On December 15, the suburban Chicago-based DeVry University agreed to a $100 million settlement to end a lawsuit filed by the Federal Trade Commission (FTC). Filed in January, the FTC charged that from 2008 to 2015 the for-profit institution engaged in deceptive marketing and advertising.
According to FTC, prospective DeVry students were told in recruitment and in advertising that 90 percent of its graduates secured employment in their chosen fields within six months of matriculation. A second institutional promise was that one year following graduation they would earn incomes that were 15 percent higher than those earned by graduates from other colleges and universities.
Under the settlement terms, DeVry will pay $49.4 million in cash to qualifying students who were harmed by the deceptive ads, as well as provide $50.6 million in debt relief. The debt being forgiven includes the full balance owed—$30.35 million—on all unpaid private student loans that DeVry issued to undergraduates between September 2008 and September 2015, and $20.25 million in student debts for items such as tuition, books and lab fees.
“When people are making important decisions about their education and their future, they should not be misled by deceptive employment and earnings claims,” said FTC Chairwoman Edith Ramirez. “The FTC has secured compensation for the many students who were harmed, and I am pleased that DeVry is changing its practices.”
Once approved by federal courts, DeVry will be required to immediately notify the students who will receive debt relief as well as credit bureaus and collection agencies of the impending debt forgiveness. DeVry will also release transcripts and diplomas previously withheld from students due to outstanding debt, and will cooperate with future requests for diplomas and transcripts and related enrollment or graduation information.
This most recent settlement is yet another reminder of how some of the largest for-profit colleges have failed their students and caused them to become indebted without the educational credentials promised.
California’s Bureau for Private Postsecondary Education issued an emergency decision on August 26, directing ITT Tech and its subsidiaries to cease enrollment of any new students at 15 locations across the state. At the time, the for-profit school was also under investigation by other state and federal offices.
Once the Accrediting Council for Independent Colleges and Schools (ACICS) determined that ITT Tech was “not in compliance”, and was “unlikely to become in compliance” with accreditation standards, it lost access to federal student aid before ceasing operations of its national online programs as well as its 130 campuses located in 38 states. As many as 45,000 students had been enrolled at ITT Tech.
Just days before Christmas, John King, U.S. Secretary of Education, upheld a September decision that terminated the Department’s recognition of ACICS as the accrediting agency for nearly 240 institutions – most of which were for-profits. Education determined that ACICS failed to meet several regulator criteria and was therefore out of compliance.
Even earlier in 2014, CFPB sued Corinthian Colleges, Inc. for luring tens of thousands of students to take out private label loans, known as “Genesis loans,” to cover expensive tuition costs by advertising bogus job prospects and career services.
More than 60 percent of Corinthian school students defaulted on these high-cost loans within three years. Corinthian also used illegal debt collection tactics to strong-arm students into paying back those loans while still in school. Even for borrowers who did not default, interest rates were more than twice as expensive as interest rates on federal loans.
Corinthian Colleges was forced in 2015 to close its 107 campuses while its parent organization, ECMC Group agreed to multiple stipulations that included:
• $480 million in debt relief for Genesis loan borrowers;
• An end to improper debt collection practices; and
• The removal of negative information from student borrowers’ credit reports.
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Unfortunately, these three colleges and universities often perpetrated their frauds against veterans and people of color.
The men and women who earned GI benefits, as well as Black and Latino consumers — many of whom are first-generation college students, do not deserve to be exploited in the pursuit of higher education.
“There must be more vigorous efforts to prevent schools that use deceptive practices from accessing federal student aid in the first place,” remarked Whitney Barkley-Denney, a policy counsel with the Center for Responsible Lending. “We’ve seen the fallout from these abusive recruitment practices over and over again.”
Fortunately, two recent federal developments may curb these kinds of educational quagmires.
On December 15, President Obama signed into law the recently-passed Career Ready Student Veterans Act. It will prevent the Veterans Administration from approving programs for GI bill benefits if graduates are ineligible for licensure in related occupations.
Similarly, a new U.S. Department of Education rule addresses post-secondary distance education learning, requiring that colleges be authorized to operate in states where their students live. To participate in federal student aid programs, these post-secondary distance education programs must affirmatively certify that enrolled student borrowers are able to obtain state licensure in their field of study.
“While these rules are a step in the right direction,” noted Barkley-Denney, “they also underscore the need for states to increase their own role in higher education oversight…States can prohibit schools from enrolling students into programs for which the school is not properly accredited and therefore students are not eligible for licensure in their field.”
Charlene Crowell is deputy communications director with the Center for Responsible Lending. She can be reached at [email protected].
Black Press
Four Tips to Help You Plan a Holiday “Staycation”
“A great staycation starts when you treat your hometown like a destination – book one ‘anchor’ experience, stay somewhere that changes your scenery, and leave room for a little spontaneity,” said Steve Orens, President of FROSCH by Chase Travel, a leading travel agency. “My favorite staycation tip is to make it easy on yourself: choose a walkable area, plan one highlight each day, and let the hotel do the heavy lifting – warm beds, quick breaks, and fewer logistics.”
Holiday travel can be exciting, but between costs, crowded airports and packed schedules, sometimes the idea of staying home can be much more appealing.
If you still want to get away without the hassle of an actual getaway, consider a holiday staycation.
By remaining close to home, you can experience your city from a fresh perspective without the stress of a long trip. Whether you book a night at a local hotel, check out a new neighborhood or just finally get around to seeing that landmark attraction that’s been on your to-do list, you can make staying at home feel like a real getaway.
Here are four tips you can use to create an amazing holiday at home this season:
1. Treat your hometown like a destination
One common theme surrounding area attractions is that they’re more likely to be packed with tourists than locals. If that popular museum, tour or other institution is always “there,” it can be easy to avoid it and say you’ll get there eventually.
A staycation provides a great opportunity to approach those kinds of places like a tourist. Start by making a short list of places or experiences you’ve always wanted to try but never seem to prioritize. You might include a museum, holiday market, historic site, restaurant or neighborhood, or you might attend a holiday-related performance that’s an annual late fall or winter tradition in your area.
“A great staycation starts when you treat your hometown like a destination – book one ‘anchor’ experience, stay somewhere that changes your scenery, and leave room for a little spontaneity,” said Steve Orens, President of FROSCH by Chase Travel, a leading travel agency. “My favorite staycation tip is to make it easy on yourself: choose a walkable area, plan one highlight each day, and let the hotel do the heavy lifting – warm beds, quick breaks, and fewer logistics.”
2. Spend the night away
A hotel stay can provide a change of scenery that makes you feel like you’re enjoying a getaway.
Consider a traditional hotel, bed and breakfast or rental property where you can walk to restaurants, shopping, entertainment or holiday activities. An upscale hotel can also be the centerpiece of your staycation, allowing you to enjoy fine dining, a fitness center, spa services or other on-site experiences.
If you want a quieter, more relaxed experience, find a hotel “off the beaten path,” but still close to home, to enjoy the rhythms and sounds of nature.
3. Be flexible
If your schedule allows, plan your staycation for a weekday or less crowded period — like the days between Christmas and New Year’s Eve — rather than a peak weekend. Hotel rates in the middle of the week tend to be cheaper, and it might be easier to grab a restaurant reservation or performance tickets. Locations might be less crowded as well during the week, making it easier to get around.
Book some experiences in advance to save money but stay open to spontaneous opportunities once you arrive. You might find some great last-minute deals.
4. Try something new
Even if you think you’ve seen everything your hometown has to offer, there’s always something new to explore or discover.
Check out a neighborhood you usually drive through and visit the local shops and other businesses. You can also try a new cuisine at a neighborhood restaurant or kitchen.
Sometimes what’s old can be new again during the holiday season, so if you want to go back to your favorite restaurants and other popular spots, do so with fresh eyes. Order from the eatery’s holiday menu or take a walk when lights, decorations and seasonal programming transform many communities.
Other helpful tips
Although staying at home can eliminate major travel costs, expenses can still add up quickly. Make a staycation budget and then consider ways to help keep costs down.
“A ‘smart’ staycation is one you can pay for comfortably: choose dates with better rates, book flexible options, and keep a small buffer for surprises,” added Orens. “The goal of a staycation is a real reset. Even if you’re close to home, give yourself permission to unplug and find moments to treat yourself – say yes to room service, a spa hour, or a new restaurant you’ve been saving for ‘someday.’”
If you have rewards points from credit cards or loyalty programs, put them toward your hotel to get a free or cheaper night’s stay. Local museums, cultural institutions and attractions often have resident discounts, reduced-price admission days or seasonal offers. Community calendars can provide information about free or low-cost events like holiday concerts, light displays, markets, park activities and other events. If a performance doesn’t normally sell out, wait until the day before or day of to buy tickets, as prices are often reduced and you can find great seats.
With a little creativity, you might find everything you’d want in a holiday vacation. You can enjoy good food, new experiences and an escape from your daily routine – all right at home.
For more financial health tips, visit https://www.chase.com/travel/guide.
For informational/educational purposes only: Views and strategies described in this article or provided via links may not be appropriate for everyone and are not intended as specific advice/recommendation for any business. Information has been obtained from sources believed to be reliable, but JPMorgan Chase & Co. or its affiliates and/or subsidiaries do not warrant its completeness or accuracy. The material is not intended to provide legal, tax, or financial advice or to indicate the availability or suitability of any JPMorgan Chase Bank, N.A. product or service. You should carefully consider your needs and objectives before making any decisions and consult the appropriate professional(s). Outlooks and past performance are not guarantees of future results. JPMorgan Chase & Co. and its affiliates are not responsible for, and do not provide or endorse third party products, services, or other content.
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
© 2026 JPMorgan Chase & Co.
Black Press
Veterans Housing Project Proposed for South Richmond
According to the development team’s presentation, the project has an estimated total cost of nearly $158 million. The presentation outlines five phases encompassing entitlement and construction documents, community outreach, soil remediation and utility work, podium and building construction, solar technology integration, and interior buildouts.
A proposed mixed-use development at 338 Carlson Blvd. could bring hundreds of homes and support services for military veterans to South Richmond.
Led by the Richmond-based Veterans Resource Program in partnership with Eagle Environmental Construction & Development, the proposal covers an approximately 2.3-acre property the nonprofit acquired in 2018.
The proposal features a multi-building residential development with various apartment sizes, though city documents and developer materials cite conflicting totals ranging from 226 to 268 units.
The proposal also includes approximately 40,000 square feet of commercial and retail space, about 200 parking spaces, and an entrepreneurial training and job-development component intended to connect veterans with economic and workforce opportunities.
According to the development team’s presentation, the project has an estimated total cost of nearly $158 million. The presentation outlines five phases encompassing entitlement and construction documents, community outreach, soil remediation and utility work, podium and building construction, solar technology integration, and interior buildouts.
Founded in 2011, the Veterans Resource Program provides housing assistance and other services to veterans, including those experiencing homelessness or transitioning from incarceration.
The proposal aims to advance Richmond’s affordable housing goals while connecting veterans with housing and supportive services. Details of affordability and veteran eligibility remain to be clarified.
The Richmond City Council was scheduled to receive an informational presentation on the project at its Oct. 6 meeting, following a continuance from Sept. 22. The item does not seek project approval or city funding. Any future request for city financial assistance or other public resources would require separate consideration and approval.
Black Press
Marin County Supes Expand Small Business Options with Home Kitchen Pilot Program
“This will deliver immediate financial relief to entrepreneurs in areas like Marin City, West Marin and the Canal neighborhood, removing barriers right where economic opportunity is needed the most,” said Shannon Bell, consumer protection supervisor with Marin County Environmental Health Services, at the meeting.
The Marin County Board of Supervisors adopted a three-year pilot program that will allow cooks and food entrepreneurs to prepare and sell meals from their homes on Sept. 29
The Microenterprise Home Kitchen Operation program, or MEHKO, will establish a permitting process for small-scale home food businesses. California state law allows licenses if local governments opt in.
“This will deliver immediate financial relief to entrepreneurs in areas like Marin City, West Marin and the Canal neighborhood, removing barriers right where economic opportunity is needed the most,” said Shannon Bell, consumer protection supervisor with Marin County Environmental Health Services, at the meeting.
MEHKO licenses fill the gap between cottage food permits, which only apply to non-potentially hazardous foods like baked goods and jams, and full commercial kitchens.
Microenterprises can serve as commissaries for up to two mobile food operations; they require food to be prepared and served the same day. They are exempt from commercial facility requirements, such as industrial grease traps and commercial stove hoods.
The program allows takeout or on-site dining with strict limits of 30 meals per day, or 90 meals per week, and an annual sales cap of $100,000.
The pilot would begin March 1, 2027, and permits would be capped at 100 per year. Application fees are $725 with an annual renewal fee of $414, but fee waivers for a third of the permits are reserved for low-income communities.
After two years, supervisors will consider making the program permanent.
“By eliminating the need for commercial leases and expensive equipment, entrepreneurs can safely test their businesses and ideas with minimal financial risk,” Bell said. According to statewide data from the Cook Alliance, 85% of MEHKO operators are women, immigrants, and people of color, and over 70% rely on this income to support their families, she said.
Bell also said unpermitted sales are already happening in areas like the Canal.
Local Vendors Seek a Legal Path
Marina Palma advocates for San Rafael’s Canal neighborhood, which is home to a vulnerable community of over 13,000 low-income residents. About 84% are Latino and roughly half of all households spend more than 50% of their income on housing.
Palma told the board that the pandemic caused many Canal residents to lose their jobs, and that’s why the neighborhood has so many vendors selling food in public. Because they have no license, enforcement actions can be harsh.
“They have really high tickets of $600, and their food has been thrown away,” said Palma.
She said MEHKO would help vendors get an official license, but she questions whether vendors will need a Social Security number and be legally in the country.
According to the home-chef’s national nonprofit Cook Alliance, MEHKO applicants need no proof of citizenship nor a Social Security number to obtain a permit.
“I’m from Mexico, and I’m one of the mobile vendors,” said Elsie Vega through a Spanish translator. “I have two jobs. Everything is pricey — house, food, everything. I am here to work hard, to pay taxes. I don’t make enough money to pay the community kitchens.”
MEHKO license holders must pass inspection under the oversight of the Marin County Department of Environmental Health Services and comply with local zoning, parking and noise ordinances.
California authorized MEHKO programs in 2019. Seventeen counties have since adopted them, including Sonoma, San Mateo, Solano, Contra Costa, Alameda and Santa Clara counties.
Other commenters who spoke in favor of the program represented a range of food system and small business organizations. They included the Agricultural Institute of Marin, which operates nine Bay Area farmers markets, the University of California Cooperative Extension, the Cook Alliance, the West Marin Food Systems Group, which coordinates farm-to-school food access, and the Marin Small Business Development Center.
Black Press
AC Transit Labor Unions Back Director Joel Young
ATU Local 192 Vice President Nathaniel Arnold stated “our support reflects confidence in Young’s leadership and experience as the longest-serving member of AC Transit’s current Board of Directors. His experience is particularly important as AC Transit confronts serious fiscal challenges while working to preserve and strengthen service.
In the AC Transit Ward 3 election, AC Transit’s labor organizations have recently expressed their endorsement for Director Joel Young, recognizing his longstanding commitment to public transportation, workforce investment, and the employees who keep AC Transit moving every day.
Those unions include the Amalgamated Transit Union Local 192, the International Brotherhood of Electrical Workers Local 1245, and the American Federation of State, County and Municipal Employees Local 3916.
ATU Local 192 Vice President Nathaniel Arnold stated “our support reflects confidence in Young’s leadership and experience as the longest-serving member of AC Transit’s current Board of Directors. His experience is particularly important as AC Transit confronts serious fiscal challenges while working to preserve and strengthen service.
“At a time when difficult decisions lie ahead, Young brings institutional knowledge, longstanding relationships, and a demonstrated commitment to public transportation.
“Since joining the board in 2009, Young has served in key leadership roles, including president and vice president, helping guide AC Transit through periods of growth, innovation, and change.
During his tenure, he helped AC Transit secure more than $600 million in funding to support critical transportation investments. Young has also helped advance workforce development initiatives, support transit technology improvements, expand AC Transit’s zero-emission bus fleet, and strengthen the District’s national presence on transportation policy issues.
His leadership has extended beyond the Bay Area.
Young has represented AC Transit on the national stage, including participation in the White House Roundtable on Clean Bus Manufacturing, where transit leaders and policymakers discussed the future of clean transportation and domestic manufacturing.
Black Press
Locals Can Get Locally Grown Produce Delivered Through Urban Tilth
The standard price is $50 per week, which Urban Tilth says reflects the true cost of fresh, sustainably sourced, locally grown produce. Urban Tilth offers a subsidized “Food for All” price of $15 per week for individuals and families with extremely limited financial resources. Both options provide the same produce and service.
West County residents can receive locally grown produce through Urban Tilth’s Farm to Table Community Supported Agriculture (CSA) program, with home delivery and pickup options available.
Contra Costa County Supervisor John Gioia highlighted the program in his newsletter, pointing out that his district office in El Cerrito serves as a pickup location.
Weekly or bi-weekly subscriptions include seasonal greens, vegetables, fruits and herbs. Produce comes from Urban Tilth’s North Richmond Farm and farms within 200 miles of Richmond, including small family farms and those owned by BIPOC, women and LGBTQIA+ growers.
Subscriptions also support hands-on job training for local youth and volunteer opportunities.
The standard price is $50 per week, which Urban Tilth says reflects the true cost of fresh, sustainably sourced, locally grown produce. A subsidized “Food for All” price of $15 per week is available for individuals and families with extremely limited financial resources. Both options provide the same produce and service.
Gioia’s office is located at 11780 San Pablo Ave., Suite D, in El Cerrito. To sign up or learn more about pickup and delivery options, visit urbantilth.org/heal/csa.
Black Press
Should You Have to Pay to Hear the Gospel?
ST. LOUIS AMERICAN — Pastor Philip Anthony Mitchell of Atlanta’s 2819 CHURCH and Tim Timberlake of Celebration Church in Jacksonville, Florida, are at the center of a social media debate. The controversy stems from ticket prices for their “Street Preachers” podcast tour, with general admission tickets reportedly costing around $60 and VIP options up to $200.
For generations, the Black church has passed the offering plate to keep the lights on, pay the preacher, help the poor and carry the Gospel beyond its walls. But what happens when the preacher leaves the sanctuary, takes a popular Christian podcast on tour — and charges admission?
That question has placed Pastor Philip Anthony Mitchell, founder and lead pastor of Atlanta’s fast-growing 2819 CHURCH, at the center of a heated social media debate.
Mitchell and Tim Timberlake, senior pastor of Celebration Church in Jacksonville, Florida, host “Street Preachers,” which its official website describes as a “raw, unfiltered podcast” committed to spreading the Gospel.
‘A brood of vipers’
The controversy began after ticket prices for the podcast’s 2026 tour circulated online. General admission tickets reportedly cost about $60 before fees, with premium options, including a VIP meet-and-greet package, priced at $200. Critics questioned whether ministers should charge people to hear the Gospel.
Others defended the pastors, arguing that Christian events require venues, transportation, security, equipment and staff.
Mitchell answered critics from the pulpit last month, calling them “a brood of vipers.” He said the podcast is a separate, personal project and that neither his church nor Timberlake’s is bankrolling it.
“Now we have decided to go on a tour to take the gospel to cities, and because that’s not funded by 2819, and it’s not funded by Celebration Church, Tim and I gotta do that with our own pockets,” Mitchell said. “It’s why there is tickets. We have to pay for venues and security and productions and staff from our own pockets.”
Mitchell called some critics “ignorant” and said they did not know that a child was healed through faith during one of the events.
“And you want to complain about a 60 ticket?” he said. “So hate on!”
Worship service vs. media event
Mitchell maintains that “Street Preachers” is an independently produced podcast tour, not a worship service, and that ticket revenue helps cover production costs.
Yet the presence of pastors, Scripture and Gospel language makes the distinction less clear to some believers.
The official tour website lists all eight 2026 stops as sold out. Promotional material announcing additional dates promised, “Better ticket options. Same Gospel. Same move of God.”
Corporate prayer gathering
The language gets to the heart of the dispute. Some Christians argue that no one should be kept outside because they cannot afford a ticket. Others say the Gospel remains free even when people pay for the venue and experience surrounding its presentation.
The paid podcast tour, however, is not Mitchell’s only large-scale gathering. On Oct. 10, 2819 CHURCH will host “ACCESS — That Powerful Hour of Prayer” at AT&T Stadium in Arlington, Texas. Admission is free.
2819 CHURCH has said 80,000 free tickets were claimed before registration reopened.
The contrast raises another question: What makes one Gospel-centered event a ministry supported by donors and another a production supported by customers?
Unfiltered preaching, youth appeal
Mitchell’s congregation, composed largely of young Black adults, grew from fewer than 200 weekly worshippers in 2023 to about 6,000, according to the church. Some worshippers arrive before sunrise to secure a place inside.
His appeal rests partly in an intense, vulnerable and raw preaching style.
“I’m preaching without watering that down, without filtering out things that we think might be too controversial,” Mitchell told The Associated Press.
That visibility has also brought scrutiny of his theology, associations, travel, security and the businesses surrounding his ministry.
But the controversy reaches beyond Mitchell and Timberlake. Christian music concerts charge admission. Seminaries charge tuition. Religious publishers sell Bibles, books and devotionals. Churches pay musicians, media teams and guest preachers. Money becomes particularly uncomfortable, however, when an event is presented simultaneously as ministry and entertainment.
Ministry vs. entertainment
Supporters should not assume every dollar collected becomes personal profit. Critics, however, question whether lower-cost seats, sponsored tickets or free admission for people who cannot pay should be part of a Gospel-centered event.
The Black church always has required resources for ministry. It also has carried a sacred responsibility to make room for people with little or nothing to give.
The sold-out “Street Preachers” tour shows people are willing to pay to attend. The free ACCESS gathering offers a different model. The challenge is preserving that open door as Christian ministry increasingly adopts the machinery — and economics — of popular entertainment.
The post Should you have to pay to hear the Gospel? appeared first on St. Louis American.
Based on reporting by St. Louis American.
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